New to Illinois? Why Joint Wills Can Create Probate Problems You Don’t Want

  • Estate Planning
  • Illinois Probate Law
are joint wills valid in Illinois | estate and probate legal group

Welcome to Illinois  –  we’re glad you’re here.
If you’ve recently moved, one of the smartest steps you can take is reviewing your estate plan with a probate-focused attorney before a crisis occurs.

Estate planning laws vary widely by state, and what worked elsewhere may create serious probate complications in Illinois. Community property rules, will requirements, and probate court procedures are different here  –  and one estate planning tool that frequently causes trouble is the joint will.

While Illinois recognizes joint wills, they are often a red flag in probate court and a common source of disputes, delays, and unintended consequences for surviving spouses and heirs.

 

What Is a Joint Will  –  and Why Probate Courts Scrutinize Them

A joint will is a single will created and signed by two people, typically spouses, outlining how assets will be distributed after both have passed away.

In most joint wills:

  • When the first spouse dies, the surviving spouse inherits everything 
  • When the second spouse dies, the remaining assets pass to named beneficiaries 
  • The will often becomes irrevocable after the first death 

On paper, joint wills sound simple. In probate court, they often are anything but.

 

Why Joint Wills Frequently Cause Probate Problems in Illinois

Although joint wills are legal in Illinois, probate judges and probate attorneys are cautious with them  –  for good reason.

1. Joint Wills Increase the Risk of Probate Disputes

Joint wills are more likely to be challenged by heirs. Beneficiaries may claim:

  • One spouse was pressured or didn’t agree 
  • The will doesn’t reflect later intentions 
  • Circumstances changed after the first spouse died 

These disputes can drag estates into lengthy probate litigation.

 

2. The Surviving Spouse Is Often Locked In

Once one spouse passes, the surviving spouse usually cannot change the will  –  even if life circumstances change.

This can prevent the surviving spouse from:

  • Selling or refinancing a home 
  • Responding to financial emergencies 
  • Updating beneficiaries after remarriage or family changes 
  • Adjusting plans to minimize probate or taxes 

From a probate standpoint, irrevocable terms often lead to court involvement and conflicts.

 

3. Joint Wills Don’t Travel Well Across State Lines

If you created a joint will in another state:

  • It may not align with Illinois probate procedures 
  • It may conflict with Illinois asset distribution rules 
  • It could require court interpretation  –  increasing costs and delays 

Probate becomes far more complicated when documents weren’t designed with Illinois law in mind.

 

4. Probate Judges Often Disfavor Joint Wills

Joint wills are harder to administer and interpret. Probate courts prefer clear, individual documents that reduce ambiguity and disputes.

When clarity is missing, probate judges must step in  –  which means:

  • More hearings 
  • More legal fees 
  • Longer timelines 
  • More stress for families 

 

A Better Alternative: Probate-Smart Estate Planning

Instead of joint wills, many probate attorneys recommend:

  • Separate wills 
  • Mirror wills 
  • Trust-based planning 

These options allow:

  • Flexibility for the surviving spouse 
  • Easier probate administration 
  • Fewer opportunities for disputes 
  • Better protection if laws or family circumstances change 

A probate-focused estate plan doesn’t just decide who gets assets  –  it determines how smoothly (or painfully) the estate is handled in court.

 

Why Probate Experience Matters in Estate Planning

Estate plans often look fine on paper  –  until probate begins.

An attorney who regularly handles probate understands:

  • What causes estates to get stuck in court 
  • Which documents invite challenges 
  • How judges interpret unclear wills 
  • Where families commonly make costly mistakes 

Planning with probate in mind can save your loved ones months of delay, thousands in fees, and unnecessary conflict.

 

Get Probate-Focused Guidance Before It’s Too Late

If you recently moved to Illinois or have an older estate plan, now is the time to review it  –  especially if you have a joint will.

👉 Speak with an experienced Oak Brook estate planning and probate attorney to review your documents, avoid probate pitfalls, and ensure your plan actually works under Illinois law.

At Estate & Probate Legal Group, we help families:

  • Update out-of-state estate plans 
  • Avoid probate disputes 
  • Protect surviving spouses 
  • Navigate Illinois probate court efficiently 

📞 Call 630-864-5835 to schedule a consultation today.

Areas We Serve: Cook, DuPage, Kane, Kendall, and Will Counties.

 

Frequently Asked Questions About Illinois Joint Wills

Are joint wills legal in Illinois?

Yes, Illinois recognizes joint wills. However, legality does not mean they are advisable  –  especially from a probate standpoint.

 

Do joint wills avoid probate?

No. Joint wills must still go through probate, and they often increase the likelihood of disputes and court involvement.

 

Can a surviving spouse change a joint will?

In most cases, no. Once one spouse dies, the will often becomes irrevocable, limiting the survivor’s options.

 

Why do probate judges dislike joint wills?

They are harder to interpret, easier to challenge, and more likely to cause disputes between beneficiaries and surviving spouses.

 

What happens if my joint will was created in another state?

It may still be valid, but it can create complications under Illinois probate law. A review is strongly recommended.

 

What’s a safer alternative to a joint will?

Separate wills, mirror wills, or trust-based planning usually provide more flexibility and fewer probate issues.

 

When should I review my estate plan after moving to Illinois?

As soon as possible. Waiting until a death occurs means probate court  –  not you  –  controls the outcome.

 

Bottom line:
Joint wills often create more probate problems than they solve. A probate-informed estate plan can protect your spouse, your assets, and your family from unnecessary court involvement.

 

Oak Brook Estate Planning Attorney

Our estate planning lawyers can help you build or review all parts of your estate plan. Talk to a qualified wills and probate attorney in Chicago to ensure your will is set to protect you and your loved ones. Contact the Estate & Probate Legal Group at 630-864-5835.

Areas We Serve: Cook, DuPage, Kane, Kendall and Will counties.